Let's say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would you be able to keep yourself afloat with the money in your emergency fund for three ...

Short-term medical disability insurance replaces a portion of your income if you are temporarily unable to work after a qualifying temporary illness or injury. Eligibility and coverage depend on your ...

Life insurance is a way to protect your family financially if you pass away unexpectedly. When you become a life insurance policyholder, you pay regular monthly premiums to your provider. In return, ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

This transcript was prepared by a transcription service. This version may not be in its final form and may be updated. J.R. Whalen: Hey, Your Money Briefing listeners, this is J.R. Whalen. Here at YMB ...

Employees often confuse workers’ compensation insurance with disability insurance. They may look similar at first glance because both deal with loss of income and physical injury or illness. But the ...

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...