An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Your credit score can impact everything from the rate you get on a mortgage to whether or not you qualify for a credit card. But most people have no idea how their credit score stacks up against ...

This map of the average credit score by state shows how credit scores differ by region Aaron McDade is a breaking news reporter for Investopedia. He is an experienced journalist who has covered ...

If I walk into a dealer with an excellent score, that puts me in a position to get a better interest rate’ – Fatgie Adams ...

Follow along as we try to buy a hat in each of America's three major credit eras to see what data is collected and used to determine creditworthiness at different points in American history.