Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in ...

Pre-existing conditions add complexity to life insurance applications, but they don't have to be a barrier to protecting your family's future. Life insurance is a crucial financial safety net, ...

Life insurers typically give higher quotes or reject you for coverage if you have pre-existing medical conditions. Quotes for people with health conditions can vary a lot by insurer, so it’s important ...

Level term life insurance policies are a type of term policy in which the premium and death benefit remain the same for the length of the term. Purchasing a level term life insurance policy may be a ...

Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Strategies for finding the best deal if you have health issues Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited By ...