Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

A key benefit of homeowners insurance is that it reimburses you for damage and other financial setbacks resulting from inclement weather. But it’s important to understand that not all weather-related ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state.

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.