Here’s what student loan borrowers should know about the July 1, 2026 cutoff, and what you should do to avoid restricting ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Preston Cooper at AEI recently published an analysis of the latest federal student loan data, and the results were sobering: ...

Sweeping student loan forgiveness changes for federal student loans are going into effect this year, and millions of borrower ...

Recent changes to the federal student aid program have drastically shifted the way many Americans will pay for college in the future, both for themselves and their children. But many people are ...

Big changes are in store for the federal student loan program. President Trump’s tax and spending bill, which was signed into law last summer, ends a supplemental loan for graduate students and caps ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...

Student loan rates have held steady over the last week. As of January 27, 2026, private student loan lenders are offering fixed rates as low as 2.69% APR and variable rates starting as low as 3.28% ...