Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Learn how subprime credit cards offer options for borrowers with poor credit. Understand their higher rates, credit limits, ...

Kevin Payne is a contributor to Buy Side from WSJ and personal finance expert specializing in credit cards, student loans and travel. Staff Senior Editor, Buy Side from WSJ Reina Marszalek is a staff ...

Your credit score plays a key role in whether you get approved for loans and credit cards, and just as importantly, in the interest rate you’ll pay on them. The best way to build a strong score is to ...

More Americans are racking up credit card debt, but an expert from the St. Louis Federal Reserve can explain how to maximize your credit score and pay down debt.

Your credit score, which is also known as your FICO because FIDO was already taken as the name for your dog, is derived from a complex mathematical formula to determine how creditworthy you are. Those ...